CalHFA Forgivable Equity Builder Loan Program
- kennethfleck
- Mar 28, 2022
- 1 min read
CalHFA just announced a new Down Payment Assitance program, set to launch on 4/4/2022!
What is the CalHFA Forgiveable Equity Builder Loan?
This new loan CalHFA down payment assistance program is geared toward qualified buyers who are in need of some extra funds for their home purchase. It is focused on lower-income individuals and families, with the <80% AMI requirement. Here are some of the qualifying factors:
Program Outline
Borrower can access 10% of the sales price or appraised value (whichever is less) as down payment assistance funds
10% down payment assistance funds are forgivable if the borrower lives in the home for 5 years
Must have income equal to or less than 80% of area median income (AMI)
Cannot be combined with the CalHFA MyHome or ZIP products
Other qualifying factors such as DTI, credit score, etc. to be announced
Program launch date is April 4, 2022.
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