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Alumni, staff, and faculty of UC Santa Barbara* are eligible for exclusive benefits and discounts with Jason Mata of American Pacific Mortgage.


  • $750 credit toward closing costs

  • Exclusive Keys on Time Guarantee program*

  • Build peace of mind with APM’s Securelock program that allows you to lock an interest rate even BEFORE a property is identified.


  • Down payment assistance programs for first-time homebuyers

  • FREE personal consultation to build your homebuying game plan

  • Application and preapproval letters can be completed with only a soft credit inquiry

  • Products: Conventional, FHA, CalHFA, VA, USDA, Construction loans, ADUs, and refinancing 

  • Access to our network of trusted real estate agents


  • Learn from our team of industry experts

  • Interactive virtual environment so you can ask questions and get answers

  • Find an upcoming workshop for your area! 

*Not available in Oregon. * The “Keys on Time” program is a limited guarantee that APMC will provide a credit to the borrower of $895 after the close of escrow if, due to some fault on the part of APMC, its originators or other APMC staff, a purchase transaction does not close until a date after the originally stated close of escrow date. The “Keys on Time” limited guarantee does not apply if the purchase transaction fails to close on or before the anticipated close of escrow date due to events/circumstances beyond APMC’s control, including but not limited to, delays caused by: an unacceptable or unexpectedly low appraisal value on the subject property, acts or omissions by the escrow or title company, second lien holder approvals, short sale approval, or loan conditions imposed by the lender that, despite reasonable diligence by APMC, are not met by any party in a timely manner. The “Keys on Time” limited guarantee trigger begins when the initial loan package is received by APMC’s Fulfillment center. The complete loan package must be received in the APMC Fulfillment center a minimum of 20 days prior to the COE date. Exclusions: The limited guarantee does not apply to the HARP program, reverse mortgages, FHA 203k, non-delegated jumbo products or any loans that require prior approval from an investor. The limited guarantee applies to purchase transactions only. All programs are subject to borrower and property qualifications. Rates, terms, and conditions are subject to change without notice.

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