
What Factors Influence Mortgage Interest Rates?
There are a few really important numbers when it’s time to obtain a home loan: your credit score, the amount you want to borrow, and the...

What Is an FHA Loan?
What is an FHA loan? The literal definition of an FHA loan is pretty straightforward: It’s a mortgage that’s insured by the Federal...

What Is a Conventional Loan?
With all the specialized loan programs out there—FHA, VA, etc.—it’s easy for the standard, conventional loan to get lost in the shuffle....

Cal HFA Eliminates the Cap on MyHome Assistance Program
BIG NEWS! Cal HFA has eliminated the cap on the MyHome down payment assistance program. The $15,000 cap is now gone. Eligible borrowers...