Popular Loan Options

When it is time to make your dream home a reality, or to refinance and lower your monthly payment, there is a loan option to fit your individual goals.


Our loan officers are here to help you choose your ideal mortgage.

FIXED RATE

The peace of mind of a fixed rate and payment is the right choice for most borrowers

SACRAMENTO HOME LOANS

Fixed Rate Mortgage

A conventional mortgage is a home loan that falls under the conforming loan limit of $417,000 (which is set annually by the Federal Housing Agency)

SACRAMENTO HOME LOANS

FHA Loans

A mortgage that is insured by the Federal Housing Administration. FHA loans allow for down payments as low as 3.5% and lower credit scores than most conventional loans. There are maximum loan amounts that vary by county.

SACRAMENTO HOME LOANS

Jumbo Loan

Loans for premium real estate areas that exceed the conventional conforming loan limits (ranging between $417,000 - $625,000 depending on area)

SACRAMENTO HOME LOANS

Reverse Mortgage

If you are 62 or older, leverage the equity on your primary residence.

SACRAMENTO HOME LOANS

USDA Loan

A loan to fund your small town dreams of rural home ownership, with lenient down, income and credit requirements.

SACRAMENTO HOME LOANS

VA Loans

Loans for veterans, service members or surviving spouses. With qualifying income and credit, you can buy a primary residence with no money down at a fantastic rate.

ADJUSTABLE RATE

When you have short term lending goals, an adjustable rate may be right for you

SACRAMENTO HOME LOANS

Fixed Rate Mortgage

A conventional mortgage is a home loan that falls under the conforming loan limit of $417,000 (which is set annually by the Federal Housing Agency)

SACRAMENTO HOME LOANS

FHA Loans

A mortgage that is insured by the Federal Housing Administration. FHA loans allow for down payments as low as 3.5% and lower credit scores than most conventional loans. There are maximum loan amounts that vary by county.

SACRAMENTO HOME LOANS

Interest Only

An interest only mortgage is great if you are interested in the lowest possible monthly payment for an initial period of time.

SACRAMENTO HOME LOANS

Jumbo Loan

Loans for premium real estate areas that exceed the conventional conforming loan limits (ranging between $417,000 - $625,000 depending on area)

SACRAMENTO HOME LOANS

Reverse Mortgage

If you are 62 or older, leverage the equity on your primary residence.

SACRAMENTO HOME LOANS

VA Loans

Loans for veterans, service members or surviving spouses. With qualifying income and credit, you can buy a primary residence with no money down at a fantastic rate.